Retrieve by loan number in seconds
Tag every document with Loan ID, Branch and Product; use Excel bulk search to pull complete files for audits or legal.
NBFCs & Lending
A document platform built around the loan lifecycle
From sourcing and KYC through underwriting, disbursement, servicing and collections, every stage of a loan generates documents that must be retrievable for years. DocuSwift gives NBFCs and lending companies a single AWS-native repository keyed by the identifiers your LOS and LMS already use.
Documents we manage
The documents in scope
- Loan application forms and sanction letters
- KYC packets: PAN, Aadhaar (masked), address and income proof
- Credit appraisal memos and CAM notes
- Legal, title and collateral documents
- Disbursement, repayment and NACH mandates
- Collections notices and settlement letters
Today's pain
What slows teams down
- Loan files split between branches, scanners, email and shared drives.
- Auditors request hundreds of files by loan number and teams spend days assembling them.
- Unmasked Aadhaar and PII sitting in folders create regulatory exposure.
- Per-user DMS licences make it uneconomic to give every branch officer access.
With DocuSwift
How nbfcs & lending teams use DocuSwift
Mask PII at ingest
FinHub Aadhaar masking runs automatically on upload so sensitive identifiers never sit in the clear.
Digitise credit and legal approvals
Criteria-based approval flows route high-value cases to additional levels with reminders and escalation.
Give every branch access
Unlimited users mean field and branch staff work from the same system as head office.
Approval flows we configure first
- Credit approval (L1 → L2 → Credit Committee)
- Legal & technical verification
- Disbursement checklist completion
- Collections document sign-off
Each flow supports criteria-based routing, multi-level approvers, reminders and escalation, with every decision in the audit trail.
Can DocuSwift connect to our LOS and LMS?
Yes. DocuSwift's REST API and webhooks let your LOS push documents at origination and your LMS retrieve them during servicing, keyed by loan account number or any identifier you choose.
How do we handle Aadhaar masking?
DocuSwift integrates with FinHub's Aadhaar Masking API to detect and mask Aadhaar numbers on documents at upload, in line with UIDAI expectations, while retaining the original in a controlled, audited location if your policy requires it.
Other industries
Housing Finance
Property, valuation and loan documents retained securely for the life of the mortgage.
Banks & Co-operatives
Customer records, account documentation and servicing files with branch-level access control.
Insurance
Policy documents, claims records and customer files with workflow and audit built in.
Get started
See DocuSwift configured for nbfcs & lending
We will walk through your document types, metadata model and approval flows on a live environment, then share a deployment plan for your AWS account.
Or email info@habilelabs.io · Monday to Friday, 10:00–19:00 IST (excluding public holidays)